Voluntary Benefits: Employee and Employer Advantages

Voluntary benefits, also known as worksite benefits, are the perfect way for employers to provide employees with a complete benefit package. As healthcare costs have continued to rise year after year, so has the demand for these additional benefits. Voluntary benefits allow employers to offer an attractive benefits package to employees without any additional cost to the company. On the same note, employees benefit because they have a wide variety of insurance options conveniently available in one place, most likely with lower premiums than an individual policy would have cost.

What are Voluntary Benefits?

Voluntary benefits are additional coverages and products for employees to choose whether they would like to participate in. These programs are:

  • 100% employee paid
  • Offered through an employer and enrolled through a carrier
  • Paid through automatic payroll deductions

Common Voluntary Benefits Include:

  • Short Term Disability
  • Long Term Disability
  • Accident
  • Cancer & Critical Illness
  • Term, Whole, & Universal Life
  • Hospital Indemnity
  • Gap Plans
  • Dental & Vision
  • Legal Shield
  • ID Shield
  • Telemedicine
  • Pet Insurance

Advantages to Offering Voluntary Benefits:

There are many advantages for both employees and employers when these benefits are offered.


  • No cost to the employer and easy implementation and ongoing support
  • Important tools for attracting and retaining valued employees
  • Complement the goals of most corporate work/life programs
  • Differentiate themselves from competitors (both in offerings and company image)


  • Choose from a broader array of benefits
  • Affordable premiums (often deducted on a pretax basis)
  • Portable coverage
  • Easy enrollment
  • More lenient underwriting requirements

Getting Started With Voluntary Benefits:

Faison Group has partnered with Ware Group to represent a variety of worksite carriers and bring the best options in voluntary benefits to our clients. We offer your company the opportunity to expand benefits, without changing anything you currently have in place, and save you money, at no direct cost to the company.

By allowing one of our representatives the time to review your wants and needs, they can take it to market and negotiate on your behalf the best products, prices, services, and underwriting offers available in the voluntary benefits arena. Contact Us today to get started!